Life Insurance

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Life Insurance in Minnesota

Life insurance is an essential tool to provide financial security for your loved ones. It allows you to replace lost income, should you die prematurely. The proceeds can be used to pay off debt, pay final expenses, fund education, leave a legacy, and more. There are many types of policies and options. At JL Insurance, we’ll help you identify valuable coverage and explain the benefits. Then we quote your coverage with our portfolio of insurance companies to find a carrier that suits your needs and your budget. Get in touch or request quotes to get started now.

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Life Insurance Coverage

Term Life

Coverage that lasts for a specified time period. Term is usually the lowest cost option.

Whole Life

Coverage that lasts until death or policy maturity (typically age 100). Includes cash value that earns interest.

Universal Life

Coverage that can include features of both term and whole life. May or may not include cash value.

Return of Premium Term Life

Term policy that returns the sum of premiums paid to the policy owner upon expiration.

Instant Issue Term Life

Term policy that can be issued immediately, with no medical exams.

And More

There are many more coverage options available.

About JL Insurance Advisors


We’ve been helping MN families navigate the ever-changing insurance landscape for more than 15 years.


Get in-person & personal attention, customized coverage, and clear communication.


Find coverage that fits your needs and budget. We aren’t limited to one insurance company. We quote dozens.

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