Homeowners Insurance

Homeowners Insurance - Woman holding her dog.

Homeowners Insurance in Minnesota

Homeowners insurance is vital in protecting your financial well-being. It helps ensure you can repair or rebuild your home after unexpected damage occurs. It can also help protect your family from lawsuits claiming you caused them injury or damage. There are a lot of coverage options available for home insurance and it can be difficult to know what it all means. At JL Insurance, we’ll help you identify valuable coverage and explain the benefits. Then we quote your coverage with our portfolio of insurance companies to find a carrier that suits your needs and your budget. Get in touch or request quotes to get started now.

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Home Insurance Coverage

Personal Liability

Covers damage or injury you or a resident family member cause to another party.


Covers damage to your home and attached structures caused by a variety of perils (e.g. Wind, fire).

Other Structures

Covers damage to other structures on your property that are unattached to the home.

Personal Property

Covers personal belongings from theft, damage, and other perils.

Loss of Use

Covers additional living expenses like temporary housing and meals, if your home becomes unlivable after a covered loss.

Jewelry & Collectibles

Covers theft of jewelry and other higher risk categories of property that have limited coverage on a standard policy.

Medical Payments

Covers medical expenses incurred by visitors who are injured on your property, regardless of fault.

And More

There are many more coverage options available.

About JL Insurance Advisors


We’ve been helping MN families navigate the ever-changing insurance landscape for more than 15 years.


Get in-person & personal attention, customized coverage, and clear communication.


Find coverage that fits your needs and budget. We aren’t limited to one insurance company. We quote dozens.

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