Car Insurance

Car insurance - Man leaning on the hood of a white car.

Car Insurance in Minnesota

Car insurance is an important piece of any protection plan because it helps pay for property damage and injury that you cause to someone else in an auto accident. Those costs can quickly grow beyond an average person’s ability to pay out of pocket. That’s why auto insurance is required by law in most states, including Minnesota. Just keep in mind, the coverage amounts mandated by the state provide a minimum amount of coverage, which isn’t enough to protect most people’s assets. In addition to the legally required coverage, there are a lot of voluntary options that may or may not be needed in your case. At JL Insurance, we’ll help you identify valuable coverage and explain the benefits. Then we quote your coverage with our portfolio of insurance companies to find a carrier that suits your needs and your budget. Get in touch or request quotes to get started now.

Woman leaning against the driver door of a car

Car Insurance Coverage

Auto Liability

Covers property damage and/or bodily injury that you cause to another party in an auto accident.


Covers damage to your vehicle caused by a collision with a vehicle or object.


Covers damage to your vehicle caused by something other than a collision.

Full Glass

Covers cracked, chipped, or otherwise damaged glass with no deductible.

Uninsured / Underinsured

Covers your own bodily injury caused by a driver with too little or no insurance.

Rental Reimbursement

Covers a rental car while your vehicle is being repaired after a covered loss.

Roadside Assistance

Covers towing and other emergency roadside services.

And More

There are many more coverage options available.

About JL Insurance Advisors


We’ve been helping MN families navigate the ever-changing insurance landscape for more than 15 years.


Get in-person & personal attention, customized coverage, and clear communication.


Find coverage that fits your needs and budget. We aren’t limited to one insurance company. We quote dozens.

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